cheap car insurance quotes full coverage

What is full coverage auto insurance?

Full coverage car insurance sounds great, but the term is a bit misleading. Full coverage ”means policies involving collision and comprehensive insurance, covering only certain situations, in addition to liability insurance.

What exactly does car insurance cover in full coverage?

Many states require that drivers receive only a small amount of automatic liability insurance. If you cause an accident, this will help to treat other people’s injuries and repair of their property. However, liability insurance does not cover the repair of your vehicle; It only covers damage or injuries that cause others.

How much is full coverage car insurance?
State                   Average Annual price/ Average Annual price / Annual difference
minimum coverage /full coverage
Alabama                                             $563      $1,367   $804

Alaska                                                  $419      $1,105   $686

Arizona                                                $684      $1,527   $843

Arkansas                                             $578      $1,449   $871

California                                            $629      $1,654   $1,025

Colorado                                             $713      $1,738   $1,025

Connecticut                                       $1,029   $1,984   $955

Delaware                                            $1,209   $2,350   $1,141

District of Columbia                       $842      $1,558   $716

Florida                                                 $1,253   $2,355   $1,102

Georgia                                               $727      $1,523   $796

Hawaii                                                  $676      $1,637   $961

Idaho                                                   $389      $990      $601

Illinois                                                  $706      $1,389   $683

Indiana                                                $493      $1,091   $598

Iowa                                                     $309      $968      $659

Kansas                                                 $585      $1,297   $712

Kentucky                                            $1,092   $2,185   $1,093

Louisiana                                            $995      $2,789   $1,794

Maine                                                  $431      $961      $530

Maryland                                            $924      $1,644   $720

Massachusetts                                 $540      $1,179   $639

Michigan                                             $2,696   $3,986   $1,290

Minnesota                                         $824      $1,598   $774

Mississippi                                         $612      $1,669   $1,057

Missouri                                              $683      $1,581   $898

Montana                                            $428      $1,457   $1,029

Nebraska                                            $431      $1,126   $695

Nevada                                               $679      $1,721   $1,042

New Hampshire                               $495      $1,041   $546

New Jersey                                        $1,095   $2,069   $974

New Mexico                                      $576      $1,416   $840

New York                                            $1,161   $2,017   $856

North Carolina                                  $527      $1,027   $500

North Dakota                                    $393     $1,148  $755

Ohio                                                     $548      $1,106   $558

Oklahoma                                          $561      $1,645   $1,084

Orego                                             $1,063   $1,782   $719

Pennsylvania                                    $475      $1,303   $828

Rhode Island                                     $977      $2,017   $1,040

South Carolina                                  $524      $1,167   $643

South Dakota                                    $330      $1,083   $753

Tennessee                                         $499      $1,294   $795

Texas                                                   $826      $2,452   $1,626

Utah                                                     $695      $1,284   $589

Vermont                                             $396      $1,035   $639